We provide complete financial planning solutions. This means that, whatever your circumstances and financial needs, we can satisfy them, either in house or through our professional partnerships. We are strong advocates of face to face advice and believe in delivering a service proposition that will be beyond your expectations ensuring that you never need to look elsewhere for financial solutions.
The following are just some of the areas that we can provide expert advice on to ensure that you, your family and your assets are protected, and to help you build a secure future.
Investment Opportunities
Our advisors are truly independent and are well placed to review all your investments and highlight new opportunities. In addition, we have been able to gain access to niche opportunities that are not widely available. These include UK or overseas property development, GAP financing for businesses and Business Angel opportunities. We get our clients absolute returns via tax efficient wrappers.
Income tax avoidance schemes
We can advise on setting up EIS and Venture Capital Schemes (VCT). We work closely with a firm of Specialist Tax Lawyers with a proven track record of saving clients significant sums of tax. We utilise Inland Revenue approved trust accounts for relevant planning.
Capital Gains Tax Mitigation
We can provide advice on reducing Capital Gains Tax (CGT), using either your CGT allowances or other approved schemes.
Holistic Inheritance Tax planning
The Last Will and Testament forms the back bone of any cohesive inheritance tax (IHT) plan. Having assessed your assets and liabilities we will calculate your IHT liability. We have a close working relationship with ‘Legal Solutions’ who are able to provide detailed advice on the establishment of a tax-efficient will. Utilising Trusts, Gift Allowances and IHT schemes, we can make recommendations on how to mitigate as much of your potential IHT bill as possible.
Retirement Planning
Despite ‘simplification’, pensions are still fairly complex and a number of opportunities could easily be missed without proper planning. We will look at your existing benefits and make suitable recommendations to maximise opportunities. Property purchase continues to be a popular choice for the sophisticated pension investor, we can assist in all aspects of property purchase via a pension and help spread risk by recommending specialist property funds and syndicates. When retirement is approaching we can walk through the options and advise you on the advantages of each at this critical time.
Personal & Family Future Certainty Planning
In the event of premature death or serious illness, the effect upon your financial plans can be catastrophic. Together we can calculate your exact protection needs, taking existing policies into consideration. We will then recommend suitable strategies to ensure future financial security, should the worst happen.
Investment Management
After a detailed assessment of your attitude to risk, we will design a suitable investment portfolio to help achieve your financial goals. We use the very latest investment platforms for superior administration and more efficient management.
We believe our service should not finish with setting up the investment vehicle and recommend regular reviews to ensure overall investment is achieving written objectives.
