Paradigm Niche Planning is well placed to review all your business planning, delivering results to drive your business forward and evaluation to ensure correct structure for maximum valuations when appropriate.
Trusts
We can assist in establishing trusts to mitigate Corporation Tax on pre-tax profits. Other benefits can include savings on Income, Capital Gains and Inheritance taxes. Trusts also enjoy tax deductions on contributions and can enable you to protect your assets from creditors.
Exit Route Strategies
Working with trusted professional partners, we can arrange business valuations and exit option assessments. We can assist with a transfer to chosen beneficiaries, or arrange advice on management buy-outs or buy-ins. We can also create an internal market for directors to sell their shares.
Total Credit Management
We have many years experience in arranging mortgages for all types of commercial property, plant and machinery purchase. We are also able to arrange invoice discounting. If significant sums are tied up in your directors’ pension scheme, we can show you ways of utilising this capital more efficiently for the business. Most clearing banks routinely charge 2% over base, we often have access to funds at significantly lower cost.
Employee Benefits
We have a wealth of experience running employee benefit schemes. We can establish and run all types of group schemes such as: Pensions, Medical, Death in Service and permanent Health insurance. All joiners and leavers will have a clear and concise letter setting out their options. We will provide each eligible member of staff with an annual pension projection and statement or benefit.
A qualified Wealth Manager will be available to provide advice to your staff on all aspects of their finances. We can organise Employee Advice Surgeries, a costed service to employers.
Capital Gains tax Mitigation
We can provide detailed advice in such areas as deferral of capital gains or business reversals into Enterprise Investment Schemes (EIS).
Shareholder, Keyman & Business Protection
Most companies spend thousands of pounds insuring their business, but often overlook the most important assets of the business altogether. What would happen if a key worker were to die or suffer a critical illness? We will assess the impact this will have on your business and make appropriate recommendations. We can also arrange suitable Partnership and Shareholder agreements to protect all parties for very little cost, should the unthinkable happen.
Capital Raising
We can arrange Business loans for expansions. We also have access to Venture Capital for cash injections and growth funding. Equally, we can assist with the rebasing of existing borrowing if appropriate.
Employee share options
We can help establish tax approved share incentive schemes. This can include SAYE, Enterprise Management Incentive Scheme (EMI) or Employee Benefit Trusts (EBT). We work closely with recognised industry experts in establishing suitable schemes.
